This content is for general informational purposes and does not constitute medical, legal, or financial advice. Healthcare rules and costs change annually. Last reviewed: March 1, 2025. Always verify current details with your insurer, employer, or a licensed healthcare navigator.
Visitor Health Insurance
Short-term medical coverage for non-US residents visiting the United States.
Full Definition
Visitor health insurance (also called visitor medical insurance) provides temporary health coverage for foreign nationals traveling to the US, as well as US citizens living abroad who are visiting home. It is not the same as a standard US health plan — it covers unexpected illnesses and injuries during the visit, not routine or preventive care. Plans are purchased for a fixed duration (typically 5 days to 12 months) and are not renewable as a regular insurance policy. Two main plan types exist: comprehensive and fixed-benefit.
Real-World Example
A parent from India visits their child in the US for 3 months. They purchase a $100,000 visitor insurance plan for the duration. When they are hospitalized for a cardiac event, the plan covers the hospital bills after the deductible.
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Top Providers
Companies that offer this plan type. Click any card to visit their official website.
IMG (International Medical Group)
imglobal.com
Leading provider of visitor and expatriate health insurance. Offers Patriot America plans meeting J-1 visa requirements.
Seven Corners
sevencorners.com
Comprehensive visitor and travel medical insurance plans including Liaison Travel and Inbound USA for visitors.
WorldTrips (Atlas America)
worldtrips.com
Offers Atlas America and Atlas International plans — popular comprehensive visitor insurance options.
Trawick International
trawickinternational.com
Affordable visitor and student insurance plans with comprehensive coverage options for international visitors.
GeoBlue
geo-blue.com
Premium international and visitor health insurance backed by Independence Blue Cross with access to a global provider network.
Tokio Marine HCC
hccmis.com
Offers Visitors Care and Atlas Travel plans — reliable visitor insurance with strong AM Best ratings.
Plan availability varies by state and employer. Always verify current offerings directly with the provider.
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