Health Insurance Guides
Step-by-step guides for every situation — whether you're new to US insurance, changing jobs, or planning for Medicare.
New to US Health Insurance
Start here. Learn the 4 numbers that determine your costs and how to pick your first plan.
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Lost My Job
COBRA, Marketplace SEP, Medicaid — your 4 coverage options and how to choose fast.
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Turning 26
Aging off a parent's plan? Here's your 60-day window and what to do next.
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Self-Employed & Freelancers
Marketplace plans, spouse plans, COBRA, and how to deduct 100% of premiums.
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HSA Guide
How Health Savings Accounts work, contribution limits, and the triple tax advantage explained.
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Healthcare Cost Reference
Real cost ranges for 30+ procedures — ER visits, surgeries, lab tests, and more.
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Medicaid by State
Income limits, expansion status, and how to apply in all 50 states.
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State Insurance Mandates
Which states penalize you for being uninsured and how to avoid the fine.
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2026 Key Numbers
HSA limits, HDHP thresholds, ACA FPL, Medicare premiums — all 2026 figures in one place.
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Surprise Billing & No Surprises Act
What to do when you get an unexpected bill and your rights under federal law.
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