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Insurance Basics

Understand the foundational concepts behind how health insurance works โ€” from premiums and deductibles to your annual out-of-pocket limit.

20 terms โ†’2 guides
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Plan Types

Compare different plan structures โ€” HMO, PPO, EPO, POS, and HDHP โ€” to understand tradeoffs between cost and provider flexibility.

12 terms โ†’2 guides
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HSA & FSA

Learn how tax-advantaged accounts like Health Savings Accounts and Flexible Spending Accounts can reduce your healthcare costs.

4 terms โ†’2 guides
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Medicare & Medicaid

Navigate federal health programs โ€” Medicare for seniors and people with disabilities, Medicaid and CHIP for lower-income individuals and families.

11 terms โ†’2 guides
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Programs & Law

Understand major healthcare laws and programs โ€” the ACA marketplace, COBRA continuation coverage, and HIPAA privacy rights.

10 terms โ†’2 guides
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Billing & Claims

Decode your medical bills and insurance paperwork โ€” prior authorizations, formularies, and how to read an Explanation of Benefits.

11 terms โ†’2 guides
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Visitor Coverage Insurance

Health insurance for non-US residents visiting the US, or US citizens returning from abroad. Covers plan types, key terms, visa requirements, and what to watch out for.

8 terms โ†’
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For informational purposes only. Not legal, financial, or medical advice. Always verify with your insurer.

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