This content is for general informational purposes and does not constitute medical, legal, or financial advice. Healthcare rules and costs change annually. Last reviewed: January 15, 2025. Always verify current details with your insurer, employer, or a licensed healthcare navigator.
CHIP (Children's Health Insurance Program)
A program providing low-cost health coverage to children in families that earn too much for Medicaid.
Full Definition
CHIP provides low-cost health insurance to children in families whose income is above the Medicaid threshold but still limited. In some states, CHIP also covers pregnant women. Coverage includes routine check-ups, immunizations, dental, vision, hospital care, and more. Each state sets its own income eligibility limits and benefits within federal guidelines.
Real-World Example
A family of four earns $55,000/year — too much for Medicaid but unable to afford marketplace coverage. Their two children qualify for CHIP, receiving comprehensive coverage for a small monthly premium.
Related Terms
Top Providers
Companies that offer this plan type. Click any card to visit their official website.
Centene Corporation
centene.com
Largest Medicaid managed care organization in the US, operating under brand names like Ambetter, WellCare, and others.
UnitedHealthcare Community Plan
uhccommunityplan.com
UnitedHealthcare's Medicaid managed care division, serving members in many states.
Plan availability varies by state and employer. Always verify current offerings directly with the provider.
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