This content is for general informational purposes and does not constitute medical, legal, or financial advice. Healthcare rules and costs change annually. Last reviewed: January 15, 2025. Always verify current details with your insurer, employer, or a licensed healthcare navigator.

🏛️Medicare & Medicaid

Medicaid

A joint federal-state program providing health coverage to low-income individuals and families.

Full Definition

Medicaid is a government health insurance program funded jointly by federal and state governments. Eligibility is based on income and other factors, and rules vary by state. Under the ACA, states can expand Medicaid to adults with incomes up to 138% of the federal poverty level. Medicaid covers a broad range of services, often with very low or no out-of-pocket costs for enrollees.

Real-World Example

A single parent earning $22,000/year in an expansion state qualifies for Medicaid and receives comprehensive coverage — including doctor visits, hospital care, and prescriptions — with minimal cost-sharing.

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Top Providers

Companies that offer this plan type. Click any card to visit their official website.

Plan availability varies by state and employer. Always verify current offerings directly with the provider.

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