Ohio Health Insurance 2026
Your complete guide to health insurance options in Ohio — Medicaid eligibility, ACA Marketplace plans, enrollment deadlines, and key resources.
Ohio at a Glance
What You Need to Know
- →Ohio expanded Medicaid in 2014 under Governor Kasich
- →Ohio uses the federal marketplace at healthcare.gov
- →No state individual mandate penalty
- →Ohio Medicaid covers over 3 million Ohioans
How to Enroll
Frequently Asked Questions
Who qualifies for Ohio Medicaid?
Ohio expanded Medicaid under the ACA in 2014. Non-elderly adults earning up to 138% of the Federal Poverty Level (about $20,783/year for a single person in 2026) qualify. Children, pregnant women, and individuals with disabilities may qualify at higher income levels.
How do I apply for Ohio Medicaid?
Apply online at benefits.ohio.gov, by calling 1-844-640-OHIO, or in person at your local county Department of Job and Family Services office. You can apply at any time of year.
Where do Ohio residents buy Marketplace plans?
Ohio residents use the federal marketplace at healthcare.gov during Open Enrollment (November 1 – January 15). ACA subsidies are available for individuals earning between 100–400% FPL, and enhanced subsidies since 2021 extend assistance further up the income scale.