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HSA & FSA

Learn how tax-advantaged accounts like Health Savings Accounts and Flexible Spending Accounts can reduce your healthcare costs.

4 Terms in This Topic

HSA (Health Savings Account)

A tax-advantaged savings account for medical expenses, available with HDHPs.

Read definition โ†’

FSA (Flexible Spending Account)

A tax-advantaged account for medical expenses that doesn't require an HDHP.

Read definition โ†’

HRA (Health Reimbursement Arrangement)

An employer-funded account that reimburses you for qualified medical expenses tax-free.

Read definition โ†’

Dependent Care FSA

A pre-tax account for childcare and elder care expenses โ€” separate from a medical FSA.

Read definition โ†’

Related Guides

Complete HSA GuideRead โ†’2026 HSA LimitsRead โ†’

Head-to-Head Comparisons

HSAvsFSA

Both save you money on healthcare with pre-tax dollars, but HSAs are far more flexible โ€” they roll over forever, can be invested, and you own them. FSAs have use-it-or-lose-it rules.

See full comparison โ†’

Other Topics

๐ŸฅInsurance Basics๐Ÿ“‹Plan Types๐Ÿ›๏ธMedicare & Medicaidโš–๏ธPrograms & Law๐ŸงพBilling & Claimsโœˆ๏ธVisitor Coverage Insurance
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For informational purposes only. Not legal, financial, or medical advice. Always verify with your insurer.

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