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TRICARE
Health insurance coverage for active-duty military members, veterans, and their families.
Full Definition
TRICARE is the healthcare program for uniformed service members, retirees, and their dependents worldwide. It is managed by the Defense Health Agency (DHA) and offers several plan options: TRICARE Prime (HMO-like, lowest cost), TRICARE Select (PPO-like, more flexibility), TRICARE for Life (supplements Medicare for retirees over 65), and TRICARE Reserve Select (for National Guard and Reserve members). TRICARE covers medical, dental, pharmacy, and mental health services. Active-duty members pay no premiums; retirees and family members pay modest premiums.
Real-World Example
An active-duty Army soldier and their spouse are covered under TRICARE Prime at no premium cost. The soldier's spouse sees a primary care doctor on base with a $0 copay. After retirement, the couple transitions to TRICARE for Life, which wraps around Medicare to cover remaining costs.
Related Terms
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